Five federal regulations monitored in real time, field-level encryption on every sensitive data point, and a tamper-proof audit trail that covers every action. MxEngine makes compliance automatic so your team can focus on closing loans, not chasing paperwork.
Purpose-built features designed by mortgage professionals, for mortgage professionals.
Built-in rule engines continuously validate every loan against five federal regulations. Violations are flagged instantly with plain-language explanations and remediation steps.
A single screen shows your organization's compliance posture: pass/fail rates, open findings, regulation-specific status, and trend lines. Know exactly where you stand at all times.
Track which compliance checks have been run against each loan and which are still pending. Coverage metrics ensure nothing is missed before closing.
Sensitive borrower data — SSN, income, account numbers — is encrypted at the field level, not just at rest. Even database administrators cannot view raw PII without authorized decryption.
Every access event, configuration change, and data export is logged in a tamper-proof audit trail. Filter by date, user, action type, or affected record for fast investigation.
Automated ECOA and fair lending checks analyze pricing, denial rates, and terms across demographic segments. Get alerted to potential disparate impact before examiners do.
Inside the LOS, every loan file includes a dedicated Compliance tab showing regulation-specific results, disclosure tracking, and outstanding items — all in one place.
MxEngine tracks its own accessibility compliance so your borrower-facing portals meet WCAG standards. Audit results are logged and available for review at any time.
A chronological timeline of every compliance event across your organization. From initial disclosure delivery to final HMDA submission, the full story is always available.
Watch the AI analyze your data and deliver actionable insights in real time.
Every loan file includes a per-loan Compliance tab with regulation-specific results and disclosure tracking.
Generate examiner-ready compliance reports, HMDA LAR exports, and fair lending analyses.
AI-powered alerts that flag compliance risks and recommend corrective actions in real time.
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