The Decision Engine pulls real-time pricing from 12+ wholesale and correspondent lenders in under 3 seconds. See LLPA breakdowns, cash-to-close, and your compensation on every quote — then push the winning scenario straight to your borrower.
Purpose-built features designed by mortgage professionals, for mortgage professionals.
Pull real-time pricing from 12+ wholesale and correspondent lenders in a single search. See par rates, rebate tiers, and net pricing side by side — no more logging into a dozen portals.
Every quote shows a transparent breakdown of Loan-Level Price Adjustments, scalar modifiers, and floor adjustments so you know exactly where the rate comes from and how to improve it.
Instant cash-to-close figures alongside every rate option. Borrowers see the full picture — rate, monthly payment, closing costs, and funds needed — in one view.
See your compensation on every quote — BPPC and LPPC splits, basis points, and flat-fee structures — so you can price competitively while protecting your margin.
Save any pricing result as a scenario. Pull it up later to compare against new rates or push it directly into the Scenario Desk for borrower-facing presentations.
Filter available products by FICO score, LTV, loan amount, property state, and loan type. The engine eliminates ineligible options automatically so you only see what actually qualifies.
Connects to lender rate sheets in real time. When rates move, your quotes update — no stale PDFs, no manual re-entry, no surprises at lock.
Found the right rate? Push it directly to the Scenario Desk with one click. The loan scenario carries over all pricing details, borrower info, and cash-to-close numbers.
Parallel API calls to every connected lender return full pricing results in under 3 seconds. Quote a borrower on the phone without putting them on hold.
Watch the AI analyze your data and deliver actionable insights in real time.
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